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Find Answers - MBA
Application Process for GMAT/GRE test date ranges. Unofficial scores are acceptable at the time of submission, but every applicant must request to have their official score submitted to HBS. You do not need...
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Application Requirements - Doctoral
must upload copies of his/her transcripts to the online application system. Hard copy transcripts will only be required if admitted to a program, prior to enrollment. Current GRE or GMAT scores (see details below) TOEFL or IELTS View Details
- Web
Browse All Articles, Research, & Case Studies - HBS Working Knowledge
some of the best ideas emerge when humans and machines work together, according to research by Jacqueline Ng Lane, Karim Lakhani, Miaomiao Zhang, and colleagues. 22 Aug 2024 Research & Ideas Reading the Financial Crisis Warning Signs: View Details
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Frequently Asked Questions - Doctoral
Résumé or curriculum vitae Statement of Purpose Personal Statement Transcripts for all college/university degrees and courses: Self-reported transcripts are accepted for all programs. Applicants must upload copies of all transcripts to the online application system....
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1.7 Grading - MBA
awarding academic honors. Designations of Incomplete and No Academic Credit are not considered grades. However, their effect on a student's academic status can be significant. RC Exam Quartiles In addition to the above term grades, exam...
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- 17 Jan 2024
- Research & Ideas
Are Companies Getting Away with 'Cheap Talk' on Climate Goals?
Companies regularly set ambitious climate goals, but these plans often end up like many people’s New Year’s resolutions: unmet aspirations that quietly fizzle out. While companies often gain positive media attention by trumpeting plans for reducing greenhouse gas...
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by Tim Gray
- 22 May 2019
- Research & Ideas
Forgiving Student Loan Debt Leads to Better Jobs, Stronger Consumers
largest consumer debt in the US, trailing only mortgage loans—and surpassing car loans, credit card debt, and home equity lines of credit. Source: New York Fed Consumer Credit Panel/Equifax Many people who...
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by Dina Gerdeman
- 26 Apr 2023
- In Practice
Is AI Coming for Your Job?
example, AI has fundamentally shifted the nature of Wall Street trading. It determines credit scores for existing and potential customers, screens applicants, assists in hiring, responds in real time to...
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- 14 Feb 2023
- Research & Ideas
When a Vacation Isn’t Enough, a Sabbatical Can Recharge Your Life—and Your Career
A few years ago, DJ DiDonna seemed to have everything going for him. He had started a successful venture called the Entrepreneurial Finance Lab, which used psychometric factors to help banks issuing microloans in the developing world avoid risk. “We created an...
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by Michael Blanding
- 18 May 2022
- Research & Ideas
Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers
overall financial health improved, as well. Two years after high-to-low reordering bans, borrowers’ balances in good standing increased by about $431, credit card limits increased by $190, and their FICO View Details
- 16 Jan 2018
- Blog Post
How Can I Prepare to Apply for Financial Aid at HBS?
any were received for those three years. 6. Work on improving your credit score (if applicable)A portion of our students take on debt as part of their plan to finance an MBA. If you are a student from the...
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Frequently Asked Questions - MBA
up to each individual student which to take. When to take the test is also up to each student (keeping mind your GMAT or GRE test date must fall within a specified time frame). A range of test scores are acceptable as admissions decisions...
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- 25 Oct 2020
- Research & Ideas
The Dark Side of Fintech Borrowing
origination up to 15 months after. “Fintech borrowers only partially consolidate their debts, and then a few months down the line, they know that they have these credit cards that are empty and they start using them again.” In a nutshell,...
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- 13 Aug 2012
- Research & Ideas
When Good Incentives Lead to Bad Decisions
application on a scale of 0 to 100. Loan approvals were not contingent on a minimum score. "This approach is common practice for consumer and small-enterprise loans for which the bank records internal ratings but does not use predictive View Details
- 21 May 2015
- Blog Post
3 Ways to Fund Your HBS MBA
loans, you may end up paying more in the long run—but their flexible payment plans take a lot of the pressure off if you go into a less-lucrative field. They are also good options if you have a credit score...
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Financial Accounting Online Course | HBS Online
principles and recognize the impact of judgment and bias on financial statements and accounting practices. Highlights Deferrals Inventory Mahindra: Loan Process Show Hide Details Concepts Accruals and Deferrals Inventory Long-Lived Assets View Details
- 20 Dec 2017
- Lessons from the Classroom
How to Design a Better Customer Experience
adventure. The newly configured machines transformed children from distraught to happy, leading to a pleasant ripple effect: collective relief among parents, a sharp reduction in sedations, and satisfaction scores that jumped by 90...
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- 07 Jan 2019
- Research & Ideas
The Better Way to Forecast the Future
too narrow, or underconfident. When combining probability forecasts, users need to adjust for those individual tendencies. Measuring accuracy and tracking performance are crucial to improving forecasts. Just as there are different methods to combine forecasts, there...
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Past Issues - Alumni
one HBS professor change how American history is taught in high schools? The New Space Race Touting everything from asteroid mining to shoebox-sized satellites, a new generation of space entrepreneurs is taking the search for the next big thing to the farthest reaches...
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Leading Successful Digital Transformation
For more than ten years, I have studied digital strategy and worked with scores of companies around the world on their digital transformation. I have seen first-hand what works and what doesn't. Here are a few highlights. Why digital...
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