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Show Results For
- All HBS Web
(757)
- News (189)
- Research (451)
- Events (1)
- Multimedia (11)
- Faculty Publications (262)
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- 23 Nov 2010
- First Look
First Look: November 23
comparative historical analysis of consumer lending in the United States and France, I argue that national differences in the regulation of consumer credit had their roots in the historical conditions by which the small loan sector came... View Details
Keywords: Sean Silverthorne
- 26 Mar 2013
- First Look
First Look: March 26
individuals within the organization. Using unique data on lending decisions made by employees in a highly decentralized financial services organization, we show that a monitoring system that captures soft information for vertical... View Details
Keywords: Sean Silverthorne
- 02 Sep 2015
- Research & Ideas
Explaining China's Crash
intervene in the currency market. Finally, the Chinese central bank has room for further monetary stimulus; they can lower the reserve requirement for banks from the current 18 percent of deposits and they can reduce interest rates. For example, the one-year View Details
- 08 Sep 2010
- First Look
First Look: September 8, 2010
purpose. The case documents Kremer's personal history before and after diagnosis, describing the ups and downs in his life both prior to and after the diagnosis, lending insight into what enabled him to respond in the extraordinary way he... View Details
Keywords: Sean Silverthorne
- 09 Apr 2019
- First Look
New Research and Ideas, April 9, 2019
April 4, 2019 Palgrave Macmillan Fintech, Small Business & the American Dream: How Technology Is Transforming Lending and Shaping a New Era of Small Business Opportunity By: Mills, Karen G. Abstract—Fintech, Small Business & the... View Details
Keywords: Dina Gerdeman
- 19 Jul 2011
- Research & Ideas
Rupert Murdoch and the Seeds of Moral Hazard
need their help on the way down. Ruthlessness in pursuit of success might work for a while. But when there is the merest hint of a problem, a history of callous, cold-blooded, critical behavior means that there is no one left to lend... View Details
- 03 Mar 2011
- Research & Ideas
HBS Faculty on Revolution in the Middle East and North Africa
in our diplomacy but simultaneously promotes a nuanced foreign policy. For example, it does not obligate us to intervene or lend support simply because a country is heading toward majority rule. What we would need to assess in each case... View Details
- 04 May 2009
- Research & Ideas
What’s Next for the Big Financial Brands
continue to assess accurately the risk profile of each local customer seeking a loan. As advertising for PNC Bank states: "Now more than ever responsible lending is everything." When consumers are uncertain, they need to have... View Details
- 11 Dec 2006
- Research & Ideas
Fixing Price Tag Confusion
dimensions (e.g., computer performance in the Apple example) should avoid price partitioning altogether. Q: From the producers' point of view, are there some types of products or services that lend themselves to an all-inclusive price?... View Details
- 26 Jun 2007
- First Look
First Look: June 26, 2007
from investors. CircleLending is a pioneer in the informal lending market, a largely unstudied and little understood consumer finance segment. Asheesh Advani, the founder and CEO of CircleLending, must evaluate the relative attractiveness... View Details
Keywords: Martha Lagace
- 25 Aug 2008
- Research & Ideas
HBS Cases: Walking Away from a $3 Billion Deal
billion. Is this a problem? In the case, Yudkoff describes his belief that ABRY's success is due in part to its culture and emphasis on service. He details how the firm has distinguished itself over the years through its industry knowledge, View Details
- 23 Jan 2008
- Op-Ed
A House Divided: Investment or Shelter?
country, they yearned for shelter, a sanctuary in a new land. That shelter could be a tenement, a farmstead, a ramshackle cottage. For families, home had a connotation of safety and stability. Banks did not lend with 30-year amortizing... View Details
- 29 Sep 2008
- Research & Ideas
Financial Crisis Caution Urged by Faculty Panel
equity?" said Retsinas. On the issue of affordability, home prices rose so high that it became virtually impossible for people to take out regular or prime loans. "It's hard to overstate the dramatic buildup in subprime lending... View Details
- 07 Sep 2011
- First Look
First Look: Sept. 7
capitalism. Read the article: http://hbr.org/2011/09/global-capitalism-at-risk-what-are-you-doing-about-it/ar/1 A Darker Side to Decentralized Banks: Market Power and Credit Rationing in SME Lending Authors:Rodrigo Canales and Ramana... View Details
Keywords: Sean Silverthorne
- 12 Sep 2016
- Research & Ideas
What Brands Can Do to Monitor Factory Conditions of Suppliers
accuracy of audits. The authors note several reasons why this might be the case: Sociology studies have found that women tend to be better at both perceiving and integrating facts they observe, lending them a greater ability to notice... View Details
Keywords: by Michael Blanding
- 21 Dec 2009
- Research & Ideas
Good Banks, Bad Banks, and Government’s Role as Fixer
assets seems to be based on the assumption that banks are the primary originator of new loans. In fact, banks accounted for only 22 percent of the credit extended in the United States. The main cause of reduced lending has been the... View Details
- 15 Feb 2012
- Op-Ed
Occupy Wall Street Protestors Have a Point
capital and an end to predatory lending practices? Organizations lament sky-rocketing health care costs, but why is there such a limited effort to organize preventative care? Cutting Medicare will not stop the epidemic of obesity. The... View Details
- 17 Jul 2018
- First Look
New Research and Ideas, July 17, 2018
Amazon. Purchase this case:https://hbsp.harvard.edu/product/718481-PDF-ENG Harvard Business School Case 518-010 Lending Club: Predicting Default No abstract available. Purchase this case:https://hbsp.harvard.edu/product/518010-PDF-ENG... View Details
Keywords: Dina Gerdeman
- 14 Apr 2008
- Research & Ideas
The Surprising Right Fit for Software Testing
Specialisterne seems uniquely suited to the kind of consulting work that requires tremendous powers of concentration. Not all software testing lends itself to offshoring. Certainly, some testing may be automated, but other elements cannot... View Details
- 12 Sep 2007
- Op-Ed
Building Sandcastles: The Subprime Adventure
negative amortization) turned millions of renters into homeowners. Subprime lending soared from near 0 in the early 1990s to 20.1 percent of all originations in 2006. The subprime lenders hawked their mortgages with glitzy ads, Internet... View Details