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Show Results For
- All HBS Web
(764)
- People (4)
- News (182)
- Research (471)
- Events (6)
- Multimedia (5)
- Faculty Publications (281)
- 18 May 2022
- Research & Ideas
Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers
organized deposits by high-to-low ordering as of 2016, according to a report by the Pew Charitable Trusts. "We always thought of banks as being the good guys and payday lenders as being the bad guys." At least a quarter of US households... View Details
- 10 Nov 2011
- Working Paper Summaries
Spatial Determinants of Entrepreneurship in India
- 12 May 2023
- Blog Post
Independent Project: The Rise of Electric Heat Pumps
installing an electric heat pump in every household in the U.S. would reduce annual emissions by 160 million metric tonnes [3]. Lastly, heat pump adoption will lead to less pollution and cleaner, safer air. There are currently many... View Details
- 13 Mar 2023
- Research & Ideas
What Would It Take to Unlock Microfinance's Full Potential?
that all showed the same surprisingly lukewarm message about the impact of microfinance on livelihoods. Natalia Rigol: People expected to see shifts in household income, business growth, and consumption, but across the board these... View Details
- Web
Our Team - Impact Investments
research examines corporate and household finance in emerging markets, with a focus on insurance, credit, and savings. He has also done extensive work on financial education in the US and emerging markets. His recent research focuses on... View Details
- 18 Jun 2020
- Research & Ideas
What Is an "Essential" Purchase for a Low-Income Family?
controlling for participants' income levels. A third experiment asked participants to rate the "permissibility" of 20 household items in the US Department of Labor's Consumer Price Index, purchased either by a lower- or... View Details
Keywords: by Rachel Layne
- Blog
Recent Insights from HBS Podcasts
enterprise that provides financial advice to a class of customers that had not been addressed by market incumbents—the 75% of American households that lacked access to high-quality, affordable, and unbiased financial advice. Volvo Cars... View Details
- 10 Jan 2023
- Op-Ed
Time to Move On? Career Advice for Entrepreneurs Preparing for the Next Stage
it’s ending a relationship, changing a job or transitioning from a household of kids to an empty nest. When it comes to our employment, we have our last day at an old job on a Friday and start our new job on Monday, perhaps taking a week... View Details
Keywords: by Julia Austin
- 04 Apr 2017
- First Look
First Look at New Research, April 4
forthcoming American Political Science Review Voter Registration Costs and Disenfranchisement: Experimental Evidence from France By: Braconnier, Céline, Jean-Yves Dormagen, and Vincent Pons Abstract—A large-scale randomized experiment conducted during the 2012 French... View Details
Keywords: Sean Silverthorne
- Web
Advancing Global, Public, and Societal Health - Health Care
The course provides an understanding of how business can play a significant role in improving the quality of life of low- income individuals and households especially in developing country environments, but also in some developed country... View Details
- 01 Jun 2023
- News
Curb Appeal
1890s, a commissioner and Civil War veteran named Col. George Waring introduced such modern practices as street-sweeping and a uniformed workforce organized along military lines. He even launched something resembling a modern recycling program: View Details
- 01 Jun 2023
- News
Pet Project
optimized for DTC? Even if retail is where most consumer packaged goods are sold, it will mean lower margins and lower LTV. “So why should we launch a less profitable channel? Is retail critical for an exit or to become a household brand?... View Details
- 24 Jan 2018
- Research & Ideas
How to Get People Addicted to a Good Habit
initial survey of several thousand rural households in West Bengal, India, they discovered that people don’t wash their hands with soap for the same reason most of us don’t run three miles every morning or drink eight glasses of water... View Details
Keywords: by Carmen Nobel
- 09 Jun 2022
- Blog Post
The MBA Class of 2022 Looks Back
advice and guidance from professors on how to effectively navigate the challenges of a dual-career household was extremely helpful. And don’t be too hard on yourself. HBS is academically demanding, there are so many activities to get... View Details
- 31 Jan 2023
- Op-Ed
Can Insurance Technology Solve the Uninsured Driver Problem?
drumming up hundreds of dollars households may not be able to afford. How technology can help Innovations in insurance technology can address the problems of high fees by automating away many of the transaction costs, indexing the amount... View Details
- 12 Aug 2020
- Research & Ideas
Why Investors Often Lose When They Sue Their Financial Adviser
and the rulings are usually final and binding. An unhappy party can’t appeal the outcome. In 2017, the Consumer Financial Protection Bureau tried to bar financial services companies from imposing “forced arbitration” on the roughly 20 million US View Details
- 19 Jul 2017
- Research & Ideas
Why Government 'Nudges' Motivate Good Citizen Behavior
other categories. A nudge on energy conservation that compared households to their neighbors led to almost twice as many kilowatt-hours saved per dollar spent as traditional education and incentives. A nudge to schedule flu shots led to... View Details
Keywords: by Michael Blanding
- 17 Oct 2019
- Research & Ideas
‘Chick Beer’ for Women? Why Gender Marketing Repels More Than Sells
from gender-based strategies, for instance by no longer targeting only women in ads about household cleaning products, according to a recent Kantar study. Unilever and UN Women partnered in 2017 to fight gender stereotypes in ads. Some... View Details
- 28 Nov 2005
- Research & Ideas
Unilever: Transformation and Tradition
Currently a Unilever brand can be found in one out of every two households in the world. This book has related how these brands came to form part of the everyday life of so many people as the world "globalized" from the 1960s.... View Details
- 01 Sep 2023
- News
Case Study: The Home Team
exploiting a Nester report’s connection to a mortgage’s residual income analysis? Residual income is the amount of disposable household income left over after paying for all costs of living. That analysis doesn’t include car-repair... View Details