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  • All HBS Web  (792)
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  • 23 Dec 2008
  • First Look

First Look: December 23, 2008

  Working PapersIf You Are So Smart, Why Aren't You Rich? The Effects of Education, Financial Literacy and Cognitive Ability on Financial Market Participation Authors:Shawn A. Cole and Gauri Kartini Shastry Abstract Household financial... View Details
Keywords: Martha Lagace
  • 02 Sep 2014
  • Research & Ideas

Food Stamp Entrepreneurs: How Public Assistance Enables Business Bootstrapping

bootstrapped the funds to launch a vocational training program for dental assistants. Revenue from the new business pushed them out of poverty and into the middle class. Olds, a budding economist, was intrigued. “The rate of new business births rose by 13 percent among... View Details
Keywords: by Carmen Nobel; Health
  • 29 Oct 2020
  • Research & Ideas

The COVID Gender Gap: Why Fewer Women Are Dying

others who lived with the opposite gender, showing that people who live in the same household influence each other's views of the pandemic. "You see families where everyone is wearing a mask or no one is wearing a mask," Pons says. "And... View Details
Keywords: by Dina Gerdeman; Health
  • 08 Feb 2016
  • Research & Ideas

The Civic Benefits of Google Street View and Yelp

Naik’s images with household income levels for some 2,400 blocks, provided by the city online. “The incomes act as labels for the images, and then the machine learns the association between how the features relate to those incomes,” says... View Details
Keywords: by Michael Blanding; Consumer Products
  • 14 Sep 2016
  • Research & Ideas

Web Surfers Have a Schedule and Stick to It

they will carve out more time for shopping and for sniffing out the best bargains. "What we observe suggests that households have fixed amounts of time to give to sites..." “Taken together,” the researchers conclude in their... View Details
Keywords: by Julia Hanna; Retail; Web Services
  • 27 Oct 2009
  • First Look

First Look: October 27

survey data from India and Indonesia, we first show that financial literacy is a powerful predictor of demand for financial services. To test the relative importance of literacy and price, we implement a field experiment, offering randomly selected unbanked View Details
Keywords: Martha Lagace
  • 17 Oct 2016
  • HBS Case

Business Solutions That Help Cut Food Waste

fields discussed how to remedy the fact that up to 40 percent of the food grown in the United States for human consumption is wasted, even as about 15 percent of US households are considered “food insecure,” meaning they lack reliable... View Details
Keywords: by Dina Gerdeman; Food & Beverage
  • 06 Sep 2005
  • Research & Ideas

The Best Place for Retirement Funds

For many investors planning for retirement, asset allocation is a crucial issue. How much should I put into stocks, bonds, and cash? But Harvard Business School professor Daniel Bergstresser says that households with substantial assets in... View Details
Keywords: by Ann Cullen
  • 21 Aug 2018
  • First Look

New Research and Ideas, August 21, 2018

with social media information. Publisher's link: https://www.hbs.edu/faculty/Pages/item.aspx?num=53102 forthcoming Journal of Finance Brokers vs. Retail Investors: Conflicting Interests and Dominated Products By: Egan, Mark Abstract—I study how brokers distort View Details
Keywords: Dina Gerdeman
  • 31 Oct 2016
  • Research & Ideas

Quantitative Easing Didn’t Ease the Housing Crisis for the Neediest

debt. QE3 saw the Fed add a little more than $800 billion each of mortgage-backed securities and long-term Treasury debt. “We find that such a strategy would have allowed more households in distressed areas to lower their monthly payments... View Details
Keywords: by Carmen Nobel
  • 26 Jul 2004
  • Research & Ideas

A Better Way to Negotiate: Backward

sequencing moves on you. Most parents quickly wise up to the household version of this gambit: To get Dad to say "yes," Junior will claim that "Mom said it was OK," then scurry to tell Mom that Dad has given the green... View Details
Keywords: by James K. Sebenius
  • 16 Sep 2014
  • First Look

First Look: September 16

exogenous shocks to household income in rural India: the dramatic reduction in import tariffs in the early 1990s and rainfall variations. We find that trade shocks, previously shown to raise relative poverty, also increased the incidence... View Details
Keywords: Sean Silverthorne
  • 14 Jun 2016
  • First Look

June 14, 2016

of citizens’ preferences, government preferences are present biased, resulting in an over accumulation of debt. Calibrating this parameter with values in the literature, the model can reproduce debt levels and frequency of default typical of emerging markets even if... View Details
Keywords: Sean Silverthorne
  • 01 Nov 2011
  • First Look

First Look: Nov. 1

strongest predictors of entry, with labor laws and household banking quality also playing important roles. Looking at the district-industry level, we find extensive evidence of agglomeration economies among manufacturing industries. In... View Details
Keywords: Sean Silverthorne
  • 16 Mar 2010
  • First Look

First Look: March 16

  PublicationsRenewing Unilever: Transformation and Tradition Author:Geoffrey Jones Publication:Istanbul: Is Bankasi Kultur Yayinlari, 2010, Turkish ed. Abstract Unilever's brands can now be found in one out of every two households in the... View Details
Keywords: Martha Lagace
  • 03 Oct 2006
  • First Look

First Look: October 3, 2006

cross-country analysis for the claim that OECD polices worsen poverty in developing countries. To better understand what might drive these results, we turn to national employment and household consumption and expenditure surveys from... View Details
Keywords: Sean Silverthorne
  • 15 Jan 2019
  • First Look

New Research and Ideas, January 15, 2019

retail channel made up of thousands of small neighborhood shops called bakalas. In October 2018, all three of these focal points were under pressure. Under the economic-restructuring programs of Saudi Arabia’s new crown prince, Mohammed bin Salman, new taxes and... View Details
Keywords: Dina Gerdeman
  • 20 Feb 2018
  • First Look

First Look at New Research and Ideas, February 20, 2018

barely able to pay back the interest, thus being perpetually in debt (often by refinancing). Studying such practices is important for understanding financial decision-making of households in dire circumstances as well as for setting... View Details
Keywords: Sean Silverthorne
  • 30 Mar 2010
  • First Look

First Look: March 30

Surveys of Consumer Finances Authors:Daniel Bergstresser and John Beshears Abstract We find evidence that households selecting adjustable-rate mortgages (ARMs) during the recent decade were disproportionately those who were less... View Details
Keywords: Sean Silverthorne
  • 25 Apr 2005
  • Research & Ideas

New Learning at American Home Products

preparations; publicly advertised medicinal, pharmaceutical and dentifrice preparations; food products; household products; cosmetics and toilet preparations; and chemicals, organic colors and pigments, dye stuffs and intermediates."... View Details
Keywords: by Alfred D. Chandler Jr.; Chemical; Health; Manufacturing; Pharmaceutical
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