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Show Results For
- All HBS Web
(788)
- People (4)
- News (185)
- Research (459)
- Events (6)
- Multimedia (5)
- Faculty Publications (272)
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- 21 Apr 2009
- First Look
First Look: April 21, 2009
survey data from India and Indonesia, we first show that financial literacy is a powerful predictor of demand for financial services. To test the relative importance of literacy and price, we implement a field experiment, offering randomly selected unbanked View Details
Keywords: Martha Lagace
- 29 Oct 2008
- Research & Ideas
The Next Marketing Challenge: Selling to ’Simplifiers’
road half the time, grew in number as the size of the average American household declined. The new economy has made it even easier for consumers to get rid of their stuff. These huge houses had to be filled with more stuff, good news for... View Details
- September 2012
- Case
BASIX (Abridged)
By: Shawn Cole and Peter Tufano
BASIX, an Indian microfinance corporation, must decide whether to continue to sell weather insurance to its clients. A brand-new financial product, weather insurance pays if measured rainfall during the growing season falls below a pre-specified limit. Mr. Sattaiah,... View Details
Keywords: Cost vs Benefits; Microfinance; Household; Risk Management; Insurance; Banking Industry; India
Cole, Shawn, and Peter Tufano. "BASIX (Abridged)." Harvard Business School Case 213-035, September 2012.
- 21 Sep 2016
- Research & Ideas
Shabana Azmi: Leveraging Bollywood Fame into Social Good
household name in many areas of Indian society. She uses an amazing metaphor in the interview. “India is a country that lives in several centuries simultaneously. We have people living back to back from the eighteenth, nineteenth,... View Details
- 27 Dec 2010
- Research & Ideas
HBS Faculty on 2010’s Biggest Business Developments
governments all suffered because they had too much leverage. Though the corporate sector has generally decreased leverage, the same is not true of government, particularly in the United States. Every company and household here and abroad... View Details
Keywords: by Staff
- 2008
- Working Paper
Just Keep My Money! Supporting Tax-time Savings with U.S. Savings Bonds
By: Peter Tufano
This paper reports the results of a 2007 experiment testing if specific process simplification can foster increased take-up rates for savings products, particularly by low-to-moderate income (LMI) households. Tax refund recipients at certain H&R Block tax preparation... View Details
Tufano, Peter. "Just Keep My Money! Supporting Tax-time Savings with U.S. Savings Bonds." Harvard Business School Working Paper, No. 09-059, October 2008. (Revised August 2010.)
- 23 Dec 2002
- Research & Ideas
Setting the Stage: A Young Scholar at HBS
household decision making and the development of the financial system more broadly. What interests me in the topic is the extent to which the issues involved link developments in households, the economy, and public policy in the United... View Details
- 11 Feb 2014
- First Look
First Look: February 11
Demographic Changes By: Bardhan, Pranab, Michael Luca, Dilip Mookherjee, and Francisco Pino Abstract—This paper studies how land reform and population growth affect land inequality and landlessness, focusing particularly on indirect effects owing to their influence on... View Details
Keywords: Sean Silverthorne
- 07 Dec 1999
- Research & Ideas
Henry Heinz and Brand Creation in the Late Nineteenth Century
products and brand. Standardized, branded condiments, the entrepreneur realized, would be affordable to large numbers of urban Americans. These goods would also be appealing. As cities expanded, fewer households had access to their own... View Details
Keywords: by Nancy F. Koehn
- 15 Nov 2016
- First Look
November 15, 2016
levels and frequency of default typical of emerging markets even if the household impatience parameter is calibrated to local interest rates. A quantitative exercise calibrated to Brazil finds welfare gains of the optimal fiscal policy to... View Details
Keywords: Sean Silverthorne
- 19 Dec 2012
- Research & Ideas
Affordable Housing: Israel and the United States
Housing costs too much for working-class families. Young adults are forced to live with parents, or cram together. Households spend more money on housing than they can afford. For Americans, the news is depressingly familiar. Israel, a... View Details
- 25 Nov 2008
- First Look
First Look: November 25, 2008
about the benefits of the privatization of water services amongst low and middle-income groups immediately after the 2006 nationalization. Negative opinions about the privatization prevail. These are particularly strong amongst households... View Details
Keywords: Martha Lagace
- 06 Feb 2018
- First Look
First Look at New Research and Ideas: February 6, 2018
tournament incentive systems and are relevant for the practice of management accounting. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=53891 Can Financial Innovation Solve Household Reluctance to Take Risk? By:... View Details
- 08 Jan 2019
- First Look
New Research and Ideas, January 8, 2019
ingrained. She hypothesized that if she could get households expecting a new baby to make PriceMart a part of their routines before becoming parents, she might keep them as customers for the next several years, winning significant... View Details
Keywords: Dina Gerdeman
- 15 Feb 2016
- Research & Ideas
Want Your Employees to Plan Better for Retirement? Don't Do This
study was a concern that people aren’t saving enough, and that as a result, they won’t have an adequate standard of living in old age.” Beshears is part of the School’s Negotiation, Organizations, and Markets unit, where he researches topics in behavioral economics,... View Details
- 12 Oct 1999
- Research & Ideas
Where Main Street Meets Wall Street
years later, both camps benefit enormously from their close ties: the mutual fund is America's investment vehicle of choice, with one in three U.S. households owning a stake in the industry's $5.5 trillion in assets. "By making the... View Details
- 21 Nov 2017
- First Look
First Look at New Research and Ideas, November 21, 2017
Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging By: Di Maggio, Marco, Amir Kermani, Benjamin Keys, Tomasz Piskorski, Rodney Ramcharan, Amit Seru, and Vincent Yao Abstract—Exploiting variation... View Details
Keywords: Sean Silverthorne
- 24 Apr 2012
- First Look
First Look: April 24
PublicationsBarriers to Household Risk Management: Evidence from India Authors:Shawn A. Cole, Xavier Giné, Jeremy Tobacman, Petia Topalova, Robert M. Townsend, and James Vickery Publication:American Economic Journal: Applied Economics... View Details
Keywords: Carmen Nobel
- 13 Jan 2016
- Research & Ideas
The Problem with Productivity of Multi-Ethnic Teams
the citizens, whether the team was able to find the household, and the length of the conversation. Surprisingly, they found that ethnicity of the teammates compared to the voters had little bearing on how many households they visited.... View Details
Keywords: by Michael Blanding
- 05 May 2003
- Research & Ideas
What It Takes to Restore Trust in Business
percent of American households owned equities in some form or another. By 2002, the figure for households had rocketed to 49.5 percent. Among single people in 1983, 42 percent held equities, while in 2002,... View Details