Bank Loans - Publications - Faculty & Research

28 Feb 2012
First Look

First Look: Feb. 28

company Vendanta, and the Sustainable Stock Exchange Initiative under the sponsorship of the UN Principles for Responsible Investment. Purchase this case:http://cb.hbsp.harvard.edu/cb/product/112047-PDF-ENG Ingrid Johnson and Nedbank Business View Details

Keywords: Sean Silverthorne

23 Feb 2011
First Look

First Look: Feb. 23

even when we control for factors prominent in the last decade's cross-country studies of financial development. The findings indicate that inequality-perpetuating conditions that result in political instability are fundamental roadblocks for international organizations... View Details

Keywords: Sean Silverthorne

10 Aug 2009
Research & Ideas

High Commitment, High Performance Management

companies make mistakes that derail and even destroy them. How can companies sustain commitment and performance in this environment? A: Clearly the 2008-2009 economic crisis has some macroeconomic causes. But it can just as easily be explained by the approach to... View Details

Keywords: by Martha Lagace

26 Jun 2020
Research & Ideas

Why Japanese Businesses Are So Good at Surviving Crises

and earning reserves of the company.” He distributed $300 in cash to each Yakult Lady from the company’s safe, since banks were closed; used the firm’s delivery center as a temporary shelter for employees and their families; and... View Details

Keywords: by Dina Gerdeman

July 2003 (Revised September 2003)
Case

Refinancing of Shanghai General Motors (B), The

By: Mihir A. Desai and Mark Veblen

This case provides the outcome to "The Refinancing of Shanghai General Motors (A)" in which the CFO of General Motors' joint venture in Shanghai, Shanghai General Motors (SGM), wants to refinance almost $900 million of project finance it raised to begin operations. The... View Details

Keywords: Business Subsidiaries; Multinational Firms and Management; Joint Ventures; Financing and Loans; Auto Industry; Shanghai

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06 Oct 2003
Research & Ideas

The Problem with Hedge Funds

investment management themselves. Sensing this demand, which is what they do best, investment banks are now creating funds, which then are invested in other funds. This is the big new thing, the fund of funds. People who managed funds... View Details

Keywords: by D. Quinn Mills

17 Sep 2012
Research & Ideas

Blue Skies, Distractions Arise: How Weather Affects Productivity

true in the corporate world, the researchers looked at preexisting field data at a midsize bank in Tokyo. The bank had tracked employee productivity for two-and-a-half years following the launch of a new... View Details

Keywords: by Carmen Nobel

August 2015
Article

Poultry in Motion: A Study of International Trade Finance Practices

By: Pol Antràs and C. Fritz Foley

This paper analyzes the financing terms that support international trade and sheds light on how these terms shape the impact of economic shocks on trade. Analysis of transaction-level data from a U.S.-based exporter of frozen and refrigerated food products, primarily... View Details

Keywords: Risk and Uncertainty; International Finance; Financing and Loans; Trade

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08 May 2023
Research & Ideas

How Trump’s Anti-Immigrant Rhetoric Crushed Crowdfunding for Minority Entrepreneurs

but that gap triples during periods of high public anxiety over immigration in the United States. “When there is the greatest anxiety, we see this funding shortfall.” Banks have historically rejected loan... View Details

Keywords: by Scott Van Voorhis

06 Nov 2008
Op-Ed

Selling Out The American Dream

leveraging of assets, on irresponsible banks and mortgage brokers who fabricated applications for no downpayment home loans knowing that the risks could be readily laid off on unsuspecting third parties. But... View Details

Keywords: by John Quelch

03 Apr 2019
Book

Fintech's Game-Changing Opportunities for Small Business

firm with fewer than 500 employees, in my book I focus on three kinds: sole proprietorships, Main Street businesses, and suppliers. All three groups seek financing from loans and have traditionally used View Details

Keywords: by Martha Lagace; Banking; Banking

07 Jan 2019
Research & Ideas

The Better Way to Forecast the Future

2018, Averaging Probability Forecasts: Back to the Future. Grushka-Cockayne, on loan from University of Virginia’s Darden School of Business, joined with Darden colleague Casey. Lichtendahl; Bob Winkler of Duke University’s Fuqua School... View Details

Keywords: by Roberta Holland; Air Transportation; Transportation

28 Aug 2014
Op-Ed

Government Can Do More to Unfreeze Small Business Credit

$100 billion loan guarantee program that operates as a public-private partnership with about 3,000 banks nationwide. In early 2009, loan volume, including SBA loans, had... View Details

Keywords: by Karen Mills; Banking

23 Aug 2021
Research & Ideas

Why White-Collar Crime Spiked in America After 9/11

and financial institution fraud cases fell by 16 percent. White-collar crime spikes At the same time, however, fraud was running rampant. For example, the areas Nguyen studied saw a 40 percent increase in the rate of wire fraud. Meanwhile, View Details

Keywords: by Jay Fitzgerald

January 2012 (Revised June 2015)
Background Note

Inventory-Based Lending Industry Note

By: C. Fritz Foley, Ananth Raman and Nathan C. Craig

Inventory-based lending is a form of asset-based lending used by retailers and wholesalers. This note describes the development and the current state of the inventory-based lending industry. View Details

Keywords: Banks and Banking; Financing and Loans; Banking Industry

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28 Aug 2012
First Look

First Look: August 28

employed by sell-side investment banks and brokerage houses. Yet investment firms undertake their own buy-side research, and their analysts face different stock selection and recommendation incentives than their sell-side peers. We... View Details

Keywords: Sean Silverthorne

24 Sep 2024
Research & Ideas

Why Small Businesses Deserve More Credit

It’s Wall Street doctrine that small firms struggle to raise capital at reasonable rates and are often rejected for credit lines and loans because banks think their risk profile is too high. “If you really... View Details

Keywords: by Rachel Layne; Banking; Banking

12 Sep 2007
Op-Ed

Building Sandcastles: The Subprime Adventure

the subprime lenders—willing to take the risk on riskier borrowers, for a price. Thus far the tale testifies to America's entrepreneurial spirit. New mortgage banks specializing in subprime loans sprang up.... View Details

Keywords: by Nicolas P. Retsinas; Banking; Banking; Banking