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  • 12 Dec 2011
  • HBS Case

HBS Cases: Clocky, the Runaway Alarm Clock

running around the house," Nanda says. "After seeing its product in the field for some time, iRobot has since improved the original Roomba and is introducing other new products like the Scooba [a robot mop] that are targeted to solve more difficult View Details
Keywords: by Carmen Nobel; Consumer Products
  • 18 Feb 2019
  • Book

What’s Really Disrupting Business? It’s Not Technology

example, homeowners traditionally hire housekeepers, gardeners, and others to help with common household chores. TaskRabbit, the digital equivalent, lets you hire people, but do so over the web. Likewise, the startup company Washio... View Details
Keywords: by Danielle Kost; Beauty & Cosmetics; Insurance; Service; Retail
  • 27 Jun 2019
  • Research & Ideas

Rituals Strengthen Couples. Here’s Why They’re Good for Business, Too

"Every morning I text her 'Good morning, beautiful.'" Household chore: Even an activity that might otherwise be viewed as drudgery can be meaningful when a couple does it together; 6 percent of respondents said their rituals involved... View Details
Keywords: by Dina Gerdeman
  • 23 Nov 2020
  • Research & Ideas

COVID Was Supposed to Increase Bankruptcies. Instead, They've Gone Down.

very surprising to a lot of people. And I think it raises a lot of questions,” says Kluender, who studies the causes of financial distress among American households and how government, private insurance, and credit markets should function... View Details
Keywords: by Rachel Layne
  • 23 Aug 2006
  • Op-Ed

The Real Wal-Mart Effect

would pay several percentage points more for the food and nonfood merchandise that—after housing—is their second-largest household expense. So in the debate about what to do about Wal-Mart, let's keep in mind who's reaping the benefits of... View Details
Keywords: by Pankaj Ghemawat & Ken A. Mark; Retail
  • 23 Jun 2008
  • Research & Ideas

Innovative Ways to Encourage Personal Savings

States. Yet to roll out lottery-linked products in an efficient way, we need to address the legal and regulatory barriers. Q: Can these ideas for savings vehicles be extended to households with higher incomes too? A: The work that I do... View Details
Keywords: by Martha Lagace; Financial Services
  • 17 Dec 2008
  • Lessons from the Classroom

‘Ted Levitt Changed My Life’

soccer is something he would mock." Another familiar part of the household was the clack of the typewriter coming from Levitt's upstairs office. From the moment he emigrated from Vollmerz, Germany, at age 10, Levitt seems to have... View Details
Keywords: by Julia Hanna; Education; Retail
  • 13 Sep 2010
  • Research & Ideas

The Consumer Appeal of Underdog Branding

distributions of income and wealth have grown more unequal, and rates of socioeconomic mobility have declined. Millions of households have had to work longer hours, add additional income earners, and devote more effort to succeed on the... View Details
Keywords: by Martha Lagace
  • 02 Sep 2014
  • Research & Ideas

Food Stamp Entrepreneurs: How Public Assistance Enables Business Bootstrapping

bootstrapped the funds to launch a vocational training program for dental assistants. Revenue from the new business pushed them out of poverty and into the middle class. Olds, a budding economist, was intrigued. “The rate of new business births rose by 13 percent among... View Details
Keywords: by Carmen Nobel; Health
  • 06 Sep 2005
  • Research & Ideas

The Best Place for Retirement Funds

For many investors planning for retirement, asset allocation is a crucial issue. How much should I put into stocks, bonds, and cash? But Harvard Business School professor Daniel Bergstresser says that households with substantial assets in... View Details
Keywords: by Ann Cullen
  • 14 Sep 2016
  • Research & Ideas

Web Surfers Have a Schedule and Stick to It

they will carve out more time for shopping and for sniffing out the best bargains. "What we observe suggests that households have fixed amounts of time to give to sites..." “Taken together,” the researchers conclude in their... View Details
Keywords: by Julia Hanna; Retail; Web Services
  • 31 Oct 2016
  • Research & Ideas

Quantitative Easing Didn’t Ease the Housing Crisis for the Neediest

debt. QE3 saw the Fed add a little more than $800 billion each of mortgage-backed securities and long-term Treasury debt. “We find that such a strategy would have allowed more households in distressed areas to lower their monthly payments... View Details
Keywords: by Carmen Nobel
  • 2020
  • Working Paper

Sex Selection and the Indian Marriage Market

By: Reshmaan N. Hussam
I consider the widespread phenomenon of sex ratios skewed by parental preference. Edlund (1999) proposes that if parents prefer sons and permit only women to marry up in social class, sexes will segregate by wealth in equilibrium. Using data on 30,000 Indian children,... View Details
Keywords: Sex Selection; Marriage Market; Bargaining Power; Gender; Information Technology; Household; Outcome or Result; India
Citation
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Hussam, Reshmaan N. "Sex Selection and the Indian Marriage Market." Harvard Business School Working Paper, No. 18-029, September 2017. (Revised October 2020.)
  • 25 Apr 2005
  • Research & Ideas

New Learning at American Home Products

preparations; publicly advertised medicinal, pharmaceutical and dentifrice preparations; food products; household products; cosmetics and toilet preparations; and chemicals, organic colors and pigments, dye stuffs and intermediates."... View Details
Keywords: by Alfred D. Chandler Jr.; Chemical; Health; Manufacturing; Pharmaceutical
  • Article

An Exploration of Optimal Stabilization Policy

By: N. Gregory Mankiw and Matthew C. Weinzierl
This paper examines the optimal response of monetary and fiscal policy to a decline in aggregate demand. The theoretical framework is a two-period general equilibrium model in which prices are sticky in the short-run and flexible in the long-run. Policy is evaluated by... View Details
Keywords: Fiscal Policy; Monetary Policy; Economic Models; Aggregate Demand; Demand and Consumers; Money; Mathematical Methods; Taxation; Spending; Policy; Welfare; Household; Economic Slowdown and Stagnation
Citation
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Mankiw, N. Gregory, and Matthew C. Weinzierl. "An Exploration of Optimal Stabilization Policy." Brookings Papers on Economic Activity (Spring 2011). (Also Harvard Business School Working Paper, No. 11-113, May 2011 and NBER Working Paper Series, No. 17029, May 2011.)
  • September 2012
  • Case

BASIX (Abridged)

By: Shawn Cole and Peter Tufano
BASIX, an Indian microfinance corporation, must decide whether to continue to sell weather insurance to its clients. A brand-new financial product, weather insurance pays if measured rainfall during the growing season falls below a pre-specified limit. Mr. Sattaiah,... View Details
Keywords: Cost vs Benefits; Microfinance; Household; Risk Management; Insurance; Banking Industry; India
Citation
Educators
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Cole, Shawn, and Peter Tufano. "BASIX (Abridged)." Harvard Business School Case 213-035, September 2012.
  • 04 Oct 2024
  • In Practice

Research-Based Advice for the Seasonally Overwhelmed and Schedule Challenged

and align expectations with your partner Want to be grateful for your partner when it comes to household tasks and management? Communicate, reframe, and align your expectations. Women and men in mixed-gender couples generally expect to... View Details
Keywords: by Rachel Layne
  • 2008
  • Working Paper

Just Keep My Money! Supporting Tax-time Savings with U.S. Savings Bonds

By: Peter Tufano
This paper reports the results of a 2007 experiment testing if specific process simplification can foster increased take-up rates for savings products, particularly by low-to-moderate income (LMI) households. Tax refund recipients at certain H&R Block tax preparation... View Details
Keywords: Household; Income; Bonds; Investment; Personal Finance; Saving; Taxation; United States
Citation
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Related
Tufano, Peter. "Just Keep My Money! Supporting Tax-time Savings with U.S. Savings Bonds." Harvard Business School Working Paper, No. 09-059, October 2008. (Revised August 2010.)
  • 21 Apr 2009
  • First Look

First Look: April 21, 2009

survey data from India and Indonesia, we first show that financial literacy is a powerful predictor of demand for financial services. To test the relative importance of literacy and price, we implement a field experiment, offering randomly selected unbanked View Details
Keywords: Martha Lagace
  • 07 Dec 1999
  • Research & Ideas

Henry Heinz and Brand Creation in the Late Nineteenth Century

products and brand. Standardized, branded condiments, the entrepreneur realized, would be affordable to large numbers of urban Americans. These goods would also be appealing. As cities expanded, fewer households had access to their own... View Details
Keywords: by Nancy F. Koehn
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