Credit Rating - Publications - Faculty & Research

01 Mar 2005
News

Turkish Delight

Oxford University, after picking up Henry Kissinger’s A World Restored, he was hooked. “It’s a work of extraordinary genius about the Congress of Vienna at the end of the Napoleonic Wars. I would still rate it as one of the best two or... View Details

Keywords: Julia Hanna; Executive, Legislative, and Other General Government Support; Government

30 Jan 2020
Research & Ideas

The Upside of Highlighting a Product's Downsides

learned that its 20 percent interest rate was higher than average and that the card didn’t provide travel insurance. [div class=infogram-embed data-id=_/prRmhGSXiSbMwOabP4CL][/div] After qualified customers activated their View Details

Keywords: by Danielle Kost

01 Jun 2015
Research & Ideas

The Surprising Benefits of Oversharing

guessing a higher-quality rating than the actual quality rating." That would explain why information doesn't "unravel" according to game theory predictions, and why companies don't voluntarily release information even when... View Details

Keywords: by Michael Blanding

Web

Finance Awards & Honors - Faculty & Research

Finance for "Financial Repression in the European Sovereign Debt Crisis" (February 2018) with Bo Becker. Elisabeth Kempf : Winner of the 2018 Best Paper Award at the Financial Research Association Annual Conference for “Partisan Professionals: Evidence from View Details

15 Dec 2023
News

Exploring Business Opportunities in Africa; Alumni Grapple with Plastic Waste Problem

Clubs News Clubs News Webinar illuminates broad array of business opportunities across Africa On December 5th, the HBS African-American Alumni Association (HBSAAA) hosted ‘Doing Business in Africa: From Opportunity to Action’, a webinar panel of HBS alumni who shared... View Details

Keywords: Margie Kelley

March 2005 (Revised March 2006)
Case

Foreign Exchange Hedging Strategies at General Motors: Competitive Exposures

By: Mihir A. Desai and Mark Veblen

How can a multinational firm analyze and manage currency risks that arise from competitive exposures? General Motors has a substantial competitive exposure to the Japanese yen. Although the risks GM faces from the depreciating yen are widely acknowledged, the company's... View Details

Keywords: Multinational Firms and Management; Currency Exchange Rate; Competition; Credit Derivatives and Swaps; International Finance; Financial Management; Investment Funds; Risk and Uncertainty; Auto Industry

Citation

Educators

Purchase

11 Oct 2006
What Do You Think?

How Do We Respond to the “Dependency Ratio” Dilemma?

economic success to the dependency ratio, something that can be predicted years in advance based on what we know now about demographic trends. For example, they credit Ireland's economic success in part to a greatly-improved dependency... View Details

Keywords: by Jim Heskett

24 Feb 2022
Op-Ed

Want to Prevent the Next Hospital Bed Crisis? Enlist the SEC

accounting firms. Auditor opinions that are “qualified” or “adverse” can materially injure an organization’s credit worthiness and credibility, thus increasing its cost of capital. Accessibility. The SEC’s Electronic Data Gathering,... View Details

Keywords: by Regina Herzlinger and Richard Boxer; Health

23 Nov 2020
Research & Ideas

COVID Was Supposed to Increase Bankruptcies. Instead, They've Gone Down.

Consumer bankruptcies usually climb alongside unemployment rates as filers seek to discharge debt and get a fresh start, write the authors of the new working paper Bankruptcy and the COVID-19 Crisis. “Historically, the number one cause of... View Details

Keywords: by Rachel Layne

Web

Frequently Asked Questions | HBS Online

undergraduate credit option for the Credential of Readiness (CORe) program, you will be enrolled at Harvard Extension School (January or September CORe cohorts) or Harvard Summer School (May CORe cohort) and eligible for student... View Details

01 Jan 2013
News

André R. Jakurski, MBA 1973

global hedge fund initially focused on managing his own money. Over the last 15 years, Jakurski and his team have grown the now 80-person firm into one of Brazil's top five independent asset management firms that includes credit and... View Details

Keywords: Susan Young

22 Aug 2005
Research & Ideas

The Hard Work of Failure Analysis

differences in interest rates across the banks. Careful probing through interviews indicated that many customers defected because they were irritated by the fact that they had been aggressively solicited for a bank-provided View Details

Keywords: by Amy Edmondson & Mark D. Cannon

12 Jul 2004
Research & Ideas

Enron’s Lessons for Managers

long distances, among other differences, he said.) Deceit and denial fostered ethical drift. Enron's ethical drift was further motivated by a desire to manage the credit rating and to manage the need for... View Details

Keywords: by Martha Lagace

29 Aug 2023
News

Helping Consumers Decarbonize their Purchases

Subscribe on iTunes Subscribe on Spotify More Skydeck episodes Hi, this is Dan Morrell, host of Skydeck. In this episode, we’re going to be highlighting an episode of another HBS podcast: Climate Rising, which focuses on what businesses are doing, can do, and should do... View Details

01 Oct 1997
News

High Fives

Comstock: a community service entrepreneur who has founded two inner-city banks and other community organizations in New York and the San Francisco area using his personal credit card. Chuck Knight, who runs Emerson Electric: a master at... View Details

25 Aug 2022
News

Up on the Corner

between homeownership rates among Black and white people, with white people owning more than 85 percent of household wealth and Black people owning less than 5 percent. Nonetheless, says Abdelal, Baltimore has an unusually troubled... View Details

Keywords: Alexander Gelfand; photographed by Melissa Golden; Real Estate

Web

2024 Reunion Presentations - Alumni

potential credit rating downgrade, reflecting concerns over “funding, liquidity, and profitability” which factored in substantial unrealized losses on SVB’s debt securities. To strengthen its balance sheet,... View Details

Web

Harvard Business School

Archival Collections Bibliography Site Credits Visiting the Exhibit ALUMNI INTRODUCTION BACK TO THE EXHIBIT H. Naylor Fitzhugh MBA 1933 H. Naylor Fitzhugh joined the Howard University faculty in 1934 and stayed for 31 years, developing... View Details

01 Aug 1998
News

High Honors

but relatively unknown organization with assets of $200 million. The firm was drowning in paperwork, and its employee turnover rate was 43 percent. McDermott changed all that, successfully diversifying USAA into areas such as mutual... View Details

01 Jun 2009
News

Setting the Legislative Agenda

shadow financial system. Create a new system for federal and state regulation of mortgages and other consumer credit products. Create executive pay structures that discourage excessive risk taking. Reform the View Details

Keywords: Credit Intermediation and Related Activities; Credit Intermediation and Related Activities; Credit Intermediation and Related Activities; Credit Intermediation and Related Activities

Publications