Credit Rating - Publications - Faculty & Research

Web

Business & Environment - Faculty & Research

Hydro-Quebec’s legacy of low-cost, renewable hydroelectric power, vertically integrated structure, and close ties with government and Indigenous communities positioned it uniquely, but also left little room for error. With aging infrastructure, unpredictable service... View Details

01 Oct 2001
Research & Ideas

How To Make Restructuring Work for Your Company

restructuring process be managed and the many barriers to restructuring overcome so that as much value is created as possible? 3. Marketing. How should the restructuring be explained and portrayed to investors so that value created inside the company is fully View Details

Keywords: by Stuart C. Gilson

Web

Financial Accounting Online Course | HBS Online

principles and recognize the impact of judgment and bias on financial statements and accounting practices. Highlights Deferrals Inventory Mahindra: Loan Process Show Hide Details Concepts Accruals and Deferrals Inventory Long-Lived Assets View Details

13 Mar 2023
Research & Ideas

What Would It Take to Unlock Microfinance's Full Potential?

In the 50 years since modern microfinance was introduced as a tool to fight poverty, institutions have distributed hundreds of millions of loans to people in developing countries. Such loans are repaid at rates often as high as 98... View Details

Keywords: by Jen McFarland Flint; Financial Services

12 May 2023
Blog Post

Independent Project: The Rise of Electric Heat Pumps

analysis from EIA data, it is clear that the Northeast has the highest electricity rates (16 cents per kilowatt-hour) on average and thus the largest operating costs associated with heat pumps. Conversely, the South has the cheapest... View Details

20 Apr 2011
Research & Ideas

Blind Spots: We’re Not as Ethical as We Think

race biases without knowing that you have these biases, overclaiming credit without meaning to do so, being affected by conflicts of interest, and favoring an in-group—such as universities often do when they give preferential treatment to... View Details

Keywords: by Sean Silverthorne

12 Jul 2016
First Look

July 12, 2016

internalize the social costs of higher leverage in the form of greater bankruptcy losses (moral hazard) and are subject to a regulatory capital requirement. In contrast, shadow bank liabilities are subject to runs and credit risk and thus... View Details

Keywords: Sean Silverthorne

25 Oct 2020
Research & Ideas

The Dark Side of Fintech Borrowing

Consumers turning to fintech lenders are more likely to spend beyond their means, sink further into debt, and ultimately default more often than people with similar credit profiles borrowing from traditional banks, according to recent... View Details

Keywords: by Rachel Layne; Financial Services; Banking

01 Nov 1999
Research & Ideas

John H. Patterson and the Sales Strategy of the National Cash Register Company, 1884 to 1922

create a method of sales management that encompassed all aspects of selling, from the calculation of quotas and commission rates to the motivation of discouraged salesmen. This excerpt looks at one aspect of the Patterson method: the... View Details

Keywords: by Walter A. Friedman

21 May 2015
Blog Post

3 Ways to Fund Your HBS MBA

lender to lender, so make sure to really read the fine print! Private loans typically have variable interest rates, which means you may be able to secure a private loan with a lower interest rate than a Federal loan. Adding a co-signer... View Details

26 Feb 2019
First Look

New Research and Ideas, February 26, 2019

https://www.hbs.edu/faculty/Pages/item.aspx?num=55694 forthcoming Journal of Monetary Economics U.S. Monetary Policy and Emerging Market Credit Cycles By: Bräuning, Falk, and Victoria Ivashina Abstract— Foreign banks’ lending to firms in... View Details

Keywords: Dina Gerdeman

07 Jul 2021
Book

Good News for Disgraced Companies: You Can Regain Trust

take this seriously, it can be done." “Michelin wasn’t just being collaborative for the sake of being collaborative,” Sucher and Gupta write. “Its instincts were excellent.” Michelin is once again known for its restaurant ratings and... View Details

Keywords: by Lane Lambert

16 Jul 2013
First Look

First Look: July 16

need to reduce consumption and subjective well-being improves significantly. Precautionary savings and credit therefore act as substitutes in providing self-insurance, and participants prefer saving more when given the choice. Take-up... View Details

Keywords: Anna Secino

31 Jul 2012
First Look

First Look: July 31

large due to either product characteristics or the distance between exporter and importer. Finally, we find that in countries with well-developed finance, total exports and the allocation of exports across importers are more sensitive to exchange View Details

Keywords: Carmen Nobel

25 Jan 2010
Research & Ideas

A Macroeconomic View of the Current Economy

those odds, but it reduces them. Macroeconomists deserve a lot of credit for that. That said, excessively low interest rates during the boom years may well have helped to cause the crisis. So monetary... View Details

Keywords: by Sean Silverthorne

Web

Investing in Emerging Industries | Baker Library | Bloomberg Center | Harvard Business School

Skip to Main Content Lehman Brothers Collection Resources Baker Library Collections Corporate Reports Collection R. G. Dun & Co. Credit Reports HBS Cases Baker Old Class Collection Related Archival Collections Bibliography Site View Details

16 Jun 2020
Research & Ideas

Your Customers Have Changed. Here's How to Engage Them Again.

needs. The velocity or rate of adaption that firms need to adjust to a new directional reality will depend on customer demand. Industries with decreasing customer demand—offline entertainment, hospitality, real estate, industrial... View Details

Keywords: by Rohit Deshpandé, Ofer Mintz, and Imran S. Currim; Retail; Service

20 Dec 2016
First Look

December 20, 2016

induces U.S. manufacturing firms to contract their operations along multiple margins of activity goes a long way toward explaining the response of U.S. innovation to the China trade shock. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=51998... View Details