Ratings - Publications - Faculty & Research

2023
Working Paper

Saving and Consumption Responses to Student Loan Forbearance

How do households adjust savings and consumption in response to liquidity from debt relief? I study this question using policy variation induced by federal student loan forbearance in the 2020 CARES Act and an individual-level panel of daily financial transactions for... View Details

Keywords: Saving; Consumer Behavior; Borrowing and Debt; Interest Rates; Financial Liquidity; Personal Finance; Government Legislation

Citation

SSRN

December 2017
Response

Reply: Do Powerful Politicians Really Cause Corporate Downsizing?

By: Lauren Cohen, Joshua D. Coval and Christopher J. Malloy

While we commend the initiative of Snyder and Welch (2017), we lay out in this short reply why we remain highly confident in our results and our interpretation thereof. We welcome authors to continue to explore the data for themselves and look forward to the new... View Details

Keywords: Spending; Private Sector; Taxation; Interest Rates; Business and Government Relations; Investment; Employment; Power and Influence

Citation

Find at Harvard

01 Jun 2004
News

Roll the Credits

the ratings system, to challenge government boards that censored Hollywood content” (USA Today, March 24, 2004). In those days, the movies were the country’s undisputed entertainment choice; today, by contrast, there is an “onslaught of... View Details

08 May 2006
Lessons from the Classroom

Writing the Case for Public School Reform

retention since the end of World War II," says Thomas. It was assumed then that applicants for a teaching position didn't want to do anything else, or that they didn't have many other options, conditions that clearly don't hold in today's world, where vacancy... View Details

Keywords: by Julia Hanna; Education

24 Oct 2012
Research & Ideas

Want People to Save More? Send a Text

Surprisingly, the higher-interest rate option had little impact on savings, neither with the amount saved nor by inspiring participants to move over savings from preexisting accounts. "Our survey evidence suggests that many... View Details

Keywords: by Kim Girard

20 Aug 2018
Research & Ideas

Bargain Hunters Beware: A Store's 'Original Price' Might Not Be After All

was higher, consumers rated the bag higher on all of those questions; when the displayed price was higher than the true price, however, it had no influence. That surprised Ngwe. “I expected even if they were given verifiably fake prices,... View Details

Keywords: by Michael Blanding; Advertising; Retail

17 Apr 2017
HBS Case

This Turkish Debt Collector Is Customer-friendly

sees 65 percent turnover, Turkasset became choosy about its employees, hiring less than one in 100 applicants. Once hired, it paid them higher salaries and performed more in-depth training. The investment paid off, dropping the turnover View Details

Keywords: by Michael Blanding; Financial Services

07 Oct 2015
What Do You Think?

What is the Best Immigration Model for the US?

with many workers crossing from Mexico, every day. Given the relatively low rate of unemployment in the US and the paucity of jobs in Mexico at the time, it seemed certain that the issue of immigration would be pursued by the leaders of... View Details

Keywords: by James Heskett

15 Jun 2020
Blog Post

Black MBA Students Pen Letters to the HBS Community: Letter 1/5

rate for Black Americans is 2.4 times as high as the rate for Whites. 9. I am angry that I’ve somehow been tricked into believing that supporting 45 is an acceptable political stance. 10. I am angry that I... View Details

Web

HBS - Financials | From the Chief Financial Officer

increased for the ninth consecutive year in fiscal 2023, approaching 42,000 participants. In recent years, however, the growth rate has decreased and the revenue mix has shifted. Consequently, revenues decreased 3 percent from the prior... View Details

Web

HBS - Financials | From the CFO

13,101 individuals who participated in programs in fiscal 2021, 32 percent were women—a significant increase from past years. Reflecting the focus of sustaining an engaged learning environment, participants rated the quality of the... View Details

29 Jan 2013
First Look

First Look: Jan. 29

may increase the rate of individual learning from customer-specific experience for a focal task. Finally, we find that the level of experience with a customer for the entire outsourcing firm also yields learning and that the degree of... View Details

Keywords: Sean Silverthorne

18 Mar 2008
First Look

First Look: March 18, 2008

is to encapsulate a wide body of scientific knowledge in a labeling scheme that is comprehensible to the average shopper. Here, we describe our method of developing a nutrition metric to fill this void. Methods—We asked leading nutrition experts to View Details

Keywords: Martha Lagace

06 Nov 2000
Research & Ideas

The Determinants of Corporate Venture Capital Success

downfall. They hoped to achieve a return on investment that exceeded both the average returns of the venture capital industry and Xerox's corporate hurdle rate for evaluating new projects. Not only was the level of compensation analogous... View Details

Keywords: by Paul Gompers & Josh Lerner

09 Jul 2024
News

On Balance

Mary Wooldridge (MBA 1994) has encountered gender discrimination in the workplace. “I think it’d be hard to find a woman in any workplace who didn’t have personal experiences of it,” she says. As director of Australia’s Workplace Gender Equality Agency, Wooldridge, who... View Details

01 Nov 2019
News

It’s a Small World

I've been at EF for the past 20 years, it's been super exciting. To you give you a sense of the scale of our business, last year we opened up a new EF office or school at a rate of one every other week. If you gauged the number of... View Details

20 Jan 2017
Research & Ideas

Here’s How Businessman Trump Is Likely to Approach the Presidency

address this issue through the SHOP [Small Business Health Options Program] exchanges, but “Trumpcare” could go further in ensuring affordable rates for small businesses. Small businesses should advocate for President Trump to treat them... View Details

Keywords: by Christina Pazzanese

06 Nov 2012
First Look

First Look: November 6

financial products and services. I show that these grants are being litigated at a rate 27 to 39 times greater than that of patents as a whole. The patents being litigated are disproportionately those issued to individuals and to smaller,... View Details