Banking - Publications - Faculty & Research

15 Dec 2015
First Look

December 15, 2015

I show that the scarcity of these coveted assets created by increased bank capital requirements can reduce overall bank funding costs and increase bank lending. I quantify this... View Details

Keywords: Carmen Nobel

September 2024
Case

InfraCredit and the Project Inception Facility

By: John Macomber, Namrata Arora and Maagatha Kalavadakken

Around the world, large infrastructure projects are frequently stymied by the high cost and high uncertainty of the project inception phase: the research and engineering and planning prior to financial close and start of construction. Could there be a new kind of... View Details

Citation

Educators

September 2019
Case

Funding Sources for Science & Technology Start-ups in India

By: Tarun Khanna, Arjun Swarup and Rachna Tahilyani

India's start-up ecosystem is amongst the largest globally, with a variety of funding options from angel investors, venture capital and corporate venture capital to debt. Classic consumer focused start-ups which look to leverage technology have been able to raise... View Details

Keywords: Venture Capital; Business Startups; Science; Information Technology; Banking Industry; Banking Industry; Banking Industry; India; South Asia

Citation

Educators

Purchase

12 Oct 1999
Research & Ideas

Confronting the Challenges that Face Bricks-and-Mortar Stores

day long and would often shut off the monitors. When a Boston-area bank first tried out videoconferencing kiosks to sell financial services, customers refused to use them. The systems were located in closed booths that granted privacy but... View Details

Keywords: by Raymond Burke; Retail

24 Jan 2012
First Look

First Look: Jan. 24

short-term and long-term thinking, and craft emotionally engaging visions while staying focused on execution. In this article, we analyze how one organization, GE Money Bank in Switzerland, successfully created a new growth business... View Details

Keywords: Sean Silverthorne

March 2000 (Revised May 2001)
Case

Jill Greenthal at Donaldson, Lufkin & Jenrette (A): The TCI/AT&T Deal

By: Ashish Nanda, Thomas J. DeLong and Sarah S. Khetani

Jill Greenthal, managing director at Donaldson, Lufkin & Jenrette, is leading her team of investment bankers to negotiate on behalf of Tele-Communications, Inc. (TCI) on a potential landmark deal with AT&T. Representing TCI in the negotiations is the culmination of... View Details

Keywords: Leadership; Negotiation Process; Service Delivery; Groups and Teams; Entrepreneurship; Negotiation Deal; Gender; Banking Industry; Banking Industry; Banking Industry

Citation

Find at Harvard

01 Aug 2005
Research & Ideas

How to Choose the Best Deal

million, though the price may be negotiable. The other site, a former apple orchard of about one hundred acres, was acquired by a local bank through a foreclosure. The bank is preparing to list the property... View Details

Keywords: by Michael Wheeler

13 Mar 2018
First Look

March 13, 2018

Wachovia, a top U.S. bank, less than three months after becoming its CEO. Wachovia’s exposure to risky home loans led depositors and creditors to flee the bank on Friday, September 26, after the FDIC seized and sold a smaller View Details

Keywords: Sean Silverthorne

11 Feb 2015
Research & Ideas

Politicians Benefited From Using Toxic Loans

leading bank in the market as of December 31, 2009. (Shortly thereafter, Dexia fell apart in the European debt crisis.) The data showed that so-called structured loans accounted for 20.1 percent of the 52 billion euros in total debt for... View Details

Keywords: by Carmen Nobel; Financial Services

10 Aug 2010
First Look

First Look: August 10

prices of used ships to fall by as much as 80%. As ship prices (values?) fell, ship owners began to default on loans and new purchase contracts while banks holding loans secured by ships faced the possibility of increasing defaults... View Details

Keywords: Martha Lagace

29 Jan 2013
First Look

First Look: Jan. 29

Become Influential? A Field Study of Toolmaking and Expertise in Two Financial Institutions Authors:Hall, Matthew, Anette Mikes, and Yuval Millo Abstract In this study, we examine transformations in the influence of risk managers in two large UK View Details

Keywords: Sean Silverthorne

30 Oct 2012
First Look

First Look: October 30

business utilizing debt and investors equity that in a very short time is about to trigger bank covenants due to poor financial performance. The prior owner continues to be involved in the business, handling key customers and expecting a... View Details

Keywords: Sean Silverthorne

02 Sep 2019
What Do You Think?

Are Overlooked Forces Shielding the US from Severe Economic Downturns?

have flattened significantly. The Ohio State University is located in Columbus, Ohio, one of the most rapidly developing major cities in the US. In addition to the University, Columbus is home to the Ohio state capitol as well as major View Details

Keywords: by James Heskett; Service

24 Jul 2018
Op-Ed

4 Ways Managers Can Exercise Their 'Agency' to Change the World

General Motors was moving toward its vision of zero emissions and zero accidents by investing in electrified, shared, and autonomous vehicles. And while Wells Fargo was creating fraudulent accounts, Bank of America Merrill Lynch became a... View Details

Keywords: by George Serafeim

10 Oct 2017
First Look

First Look at New Research and Ideas, October 10, 2017

C. Stein Abstract—Small business lending by the four largest banks fell sharply relative to others in 2008 and remained depressed through 2014. We explore the dynamic adjustment process following this credit supply shock. In counties... View Details

Keywords: Sean Silverthorne

25 Jun 2014
Lessons from the Classroom

FIELD Trip: Conquering the Gap Between Knowing and Doing

ideas as a result. One much-anticipated event in the fall, for example, is the "36-hour DASH" exercise, in which students practice the skills they will need for their international project, but in a domestic context. A student team charged with increasing the... View Details

Keywords: by Michael Blanding; Education

06 Mar 2012
First Look

First Look: March 6

benefits from racial diversity but that diversity is a liability when society's negative stereotypes about racial minorities' competence inhibit such interactions. We analyze two years of data from 496 retail bank branches to investigate... View Details

Keywords: Sean Silverthorne

23 Mar 2010
First Look

First Look: March 23

(forthcoming) An abstract is unavailable at this time. Download the paper: http://www.people.hbs.edu/bvillalonga/VillalongaAmit_FM_Final.pdf Working Papers Banking Market Concentration and Consumer Credit Constraints: Evidence from the... View Details

Keywords: Martha Lagace

Research Summary

Overview

Chu's research is focused on business and low income sectors, particularly in the use of commercial platforms to deliver what has traditionally been considered public responsibilities. In the last three decades, business models have emerged to meet the underserved... View Details