Credit Cards - Publications - Faculty & Research

December 18, 2023
Article

Clark took American Express from a struggling travel service to one of the most recognized credit corporations in the world. When he took the CEO position, American Express was on the verge of selling its fledgling two-year old View Details

Keywords: Finance

Harvey Golub

Golub was instrumental in helping to transform American Express in the nineties after a period of unsuccessful and unfocused diversification. He streamlined a number of operations and divested of many non-core business lines including stock brokerage, insurance, and... View Details

Keywords: Finance

01 Mar 2011
News

The Check Is in the Mail

Credit due: Trade cards ca. 1870 (top) showed that everything from sewing machines to harvesters could be purchased on installment; the dangers of extending credit instead of... View Details

Keywords: Arts, Sports, Language, Driving, and Other Schools; Educational Services; News, Library, Internet, and Other Services; Information

23 Mar 2015
Research & Ideas

It’s Called ‘Price Coherence,’ and It’s Surprisingly Bad for Consumers

those who don't—or can't—take advantage of them. Edelman cites the credit card industry, for example. "When Visa wants to compete with American Express, it doesn't introduce a new Visa Basic card; instead,... View Details

Keywords: by Carmen Nobel; Retail; Air Transportation; Food & Beverage; Entertainment & Recreation

Web

Scrapbooks & Collectibles- The Art of American Advertising

Education Alumni Baker Library Historical Collections Visual Resources More Exhibits Exhibition Gallery Research Links Site Credits The Art of American Advertising: Scrapbooks & Collectibles National Markets Advertising Products Trade... View Details

Web

Information Security & Privacy Policy | About

Information Security & Privacy Policy Protecting Harvard's data is a responsibility shared by all members of the HBS community. Faculty and staff must educate themselves on how to recognize and protect the information entrusted to us, including but not limited to:... View Details

Web

Contacts & Resources | Information Technology

contact HBS IT by emailing ithelp@hbs.edu or calling Technology Support Service at 617-495-6600. If you believe credit card information may have been accessed. Contact Eileen Sullivan in the HBS Financial... View Details

April 1993 (Revised December 1994)
Case

Lehman Brothers and the Securitization of American Express Charge-Card Receivables

By: Andre F. Perold and Kuljot Singh

In early 1992, Lehman Brothers had received a mandate from its affiliate, American Express Travel Related Services (TRS) Co., to securitize a portion of its consumer charge-card receivables portfolio. It is now July 22, and Lehman and TRS have just returned from a... View Details

Keywords: Risk and Uncertainty; Credit Cards; Financial Instruments; Stocks; Asset Pricing

Citation

Educators

Purchase

Web

3.1 Student Accounts | MBA

bills by e-mail and can view their student account using their Harvard Key. Payments may be made electronically or by check. Credit cards are not accepted. Charges for tuition and fees and all other charges... View Details

Web

Research Links - The Art of American Advertising

Education Alumni Baker Library Historical Collections Visual Resources More Exhibits Exhibition Gallery Research Links Site Credits The Art of American Advertising 1865 - 1910 Research Links Trade Cards... View Details

10 Apr 2019
News

Rakuten’s Mikitani Bets $5.5 Billion To Shake Up Japan’s Telecom Industry

10 million customers in the next nine years. The plan, the article notes, relies on leveraging Rakuten’s 100 million existing e-commerce, banking, and credit card customers. “Using our ecosystem, we can... View Details

Keywords: Telecommunications; Information

September 2016
Teaching Note

Apple Pay

By: Shelle Santana and Sunil Gupta

Citation

Purchase

01 Jun 2016
News

Ink

there is only Box 3. But very quickly, you get into Box 1. Take Square. Its Box 3 opportunity was micromerchants who want to take credit cards but don’t generate enough sales to have an expensive, big View Details

April 1993 (Revised December 1994)
Case

American Express TRS Charge-Card Receivables

By: Andre F. Perold and Kuljot Singh

American Express (TRS) Co. is considering a proposal to securitize a portion of their consumer charge-card receivables portfolio. In the past, they have relied exclusively on a captive finance subsidiary, Credco, to perform this function. The proposed securitization... View Details

Keywords: Credit Cards; Restructuring; Borrowing and Debt; Financial Management; Financial Strategy; Debt Securities; Travel Industry

Citation

Educators

Purchase

15 Apr 2020
News

Money Matters

of financial security, because you can't necessarily rely on credit cards or retirement savings for emergencies," she says. "You should have three to six months of living expenses saved up." Returns on that... View Details

07 Aug 2018
First Look

New Research and Ideas, August 8, 2018

collaborate with on this effort? Can this model be replicated at scale across the country? Purchase this case: https://hbsp.harvard.edu/product/218110-PDF-ENG Harvard Business School Case 518-079 Membership Rewards® from American Express View Details

Keywords: by Sean Silverthorne

01 Mar 2012
News

Learning to Speak the Language of Business

including travel, banking, telecommunications, and credit card services. Not satisfied with dominating Japan’s e-commerce landscape, Mikitani believes the company’s future lies in taking its online expertise... View Details

Keywords: Roger Thompson; e-commerce; Management of Companies and Enterprises; Management; Miscellaneous Store Retailers; Retail Trade

14 Dec 2009
Research & Ideas

Can Entrepreneurs Drive People Movers to Success?

agree" confirmations, it's all too easy to press an extra button that purportedly accepts one of these offers, without realizing that the offer actually carries a charge of $15 per month or more. Notably, these offers obtain consumers' View Details

Keywords: by Martha Lagace; Transportation

February 1995 (Revised November 1996)
Case

MasterCard and World Championship Soccer

By: John A. Quelch and Carin-Isabel Knoop

The MasterCard vice president for global promotions and other MasterCard executives are appraising the results of MasterCard's worldwide sponsorship of the 1994 World Cup soccer championship. They must decide whether to commit to sponsor the 1998 championship to be... View Details