Bank Regulation - Publications - Faculty & Research

17 Nov 2009
First Look

First Look: Nov. 17

economists and other social scientists as they guide our most important personal and societal decisions. Bank Lending During the Financial Crisis of 2008 Authors:Victoria Ivashina and David S. Scharfstein Publication:Journal of Financial... View Details

Keywords: Martha Lagace

10 Jun 2014
First Look

First Look: June 10

political contributions. Even after the financial crisis, Wall Street was able to slow down and weaken new regulations meant to rein in its risky practices. This "financialization" of the economy has serious downsides: it... View Details

Keywords: Sean Silverthorne

20 Dec 2016
First Look

December 20, 2016

securities to retail investors. We focus on a large market of investment products targeted exclusively at households: retail-structured products in Europe. We hypothesize that banks strategically use product complexity to cater to... View Details

Keywords: Carmen Nobel

March 2025
Case

The Changing Climate on Wall Street

By: Clayton S. Rose, Maxim Pike Harrell and Michael Norris

Increasing and conflicting regulatory requirements and political pressures regarding climate change tested the leaders of U.S. financial institutions, as they struggled to determine how best to comply while managing their business and its risks. In October 2024,... View Details

Citation

Educators

January 2009
Supplement

The Tip of the Iceberg: JP Morgan Chase and Bear Stearns (B1)

By: Clayton S. Rose, Daniel Baird Bergstresser and David Lane

Bear Stearns & Co burned through nearly all of its $18 billion in cash reserves during the week of March 10, 2008, and an unprecedented provision of liquidity support from the Federal Reserve on Friday March 13 was insufficient to reverse the decline in Bear's... View Details

Keywords: Economic Slowdown and Stagnation; Capital; Financial Liquidity; Banks and Banking; Governance; Crisis Management; Failure; Business and Stakeholder Relations; Balance and Stability; Valuation; New York (state, US)

Citation

Purchase

25 Jan 2010
Research & Ideas

A Macroeconomic View of the Current Economy

European Central Bank suddenly (and unexpectedly) raises its key short-term interest rate tomorrow, you're probably going to see the euro appreciate, almost immediately. If the central bank of the United... View Details

Keywords: by Sean Silverthorne

02 Oct 2017
What Do You Think?

Do Bitcoin and Digital Currency Have a Future?

the confines of the original question, involving us in a debate about central banking systems. Supporters of the notion of digital currencies included Hamad Sheikh, who pointed out that “Digital currency is here to stay, simply because it... View Details

Keywords: by James L. Heskett; Financial Services

17 Aug 2021
Op-Ed

Dispensing Justice: The Case for Legalizing Cannabis Nationally

deductions or credits. "Banks are extremely chary about extending capital to them. Even if they do, banks charge cannabis firms hefty fees." These inefficiencies are compounded by a dearth of capital. Banks... View Details

Keywords: by Ashish Nanda and Tabatha Robinson

17 Aug 2009
Research & Ideas

Quantifying the Economic Impact of the Internet

recent TNS study reported the leading activities of Internet users as: used a search engine to find information (81 percent); looked up the news (76 percent); used online banking (74 percent); looked up the weather (65 percent);... View Details

Keywords: by John Quelch; Advertising; Publishing

18 Jul 2022
Research & Ideas

After the 'Crypto Crash,' What's Next for Digital Currencies?

they can’t make an overall risk assessment. Gazette: This week, a panel of banking regulators and treasury officials from the G20 countries said it will put forward “robust” new View Details

Keywords: by Christina Pazzanese, Harvard Gazette; Financial Services; Technology

25 Oct 2011
First Look

First Look: October 25

greenhouse gas regulations were more likely to include quantitative emissions data and reduction targets in the information they shared. Download the paper: http://www.hbs.edu/research/pdf/12-026.pdf "CEO Bonus Plans: And How to Fix... View Details

Keywords: Sean Silverthorne

13 May 2022
Research & Ideas

Company Reviews on Glassdoor: Petty Complaints or Signs of Potential Misconduct?

level where it should be reported to outside regulators or the press. Would-be whistleblowers might also fear possible repercussions against them, or worry they don’t have enough evidence to prove their allegations. “Research shows there... View Details

Keywords: by Michael Blanding; Technology

30 Jul 2007
Research & Ideas

Repugnant Markets and How They Get That Way

regulated circumstances. If your bank ever presents you with a mortgage like that, it's in violation of the National Organ Transplant Act." So the slippery-slope argument is actually an area of... View Details

Keywords: by Martha Lagace

03 Dec 2020
Research & Ideas

Cut Payroll Costs with Transparency, Fairness, and Compassion

Conduct, your jobs are secure. This decision was made with 100 percent support of the Firm’s Operating Committee. At the end of this year, we will know what we are dealing with, and hopefully, the economy will be on the mend by then.” Brian Moynihan of View Details

Keywords: by Boris Groysberg and Sarah Abbott

21 Feb 2005
Op-Ed

Is Business Management a Profession?

intending to idealize what we have called the bona fide professions, we believe that the comparison we undertake in this paper has merit as a way of suggesting how management as an institution might be reformed, other than through the blunt instruments of law and View Details

Keywords: by Rakesh Khurana, Nitin Nohria & Daniel Penrice

16 May 2005
Research & Ideas

Nonprofit Networking: The New Way to Grow

different: Her research suggests that a more powerful lever to increase a nonprofit's social impact might be to focus on building network relationships like-minded groups—even competitors. Organizations as unique as Guide Dogs for the Blind Association and Women's... View Details

Keywords: by Martha Lagace

24 Nov 2003
Research & Ideas

Boards and Corporate Governance: A Balanced Scorecard Approach

time, managers and corporations seek capital for their ideas, but in doing so they have an inherent conflict of interest about what information to disclose. Therefore, for this complex system to work smoothly requires a governance system where standards setters and... View Details

Keywords: Re: Robert S. Kaplan & Krishna G. Palepu

14 Jul 2020
Research & Ideas

Restarting Under Uncertainty: Managerial Experiences from Around the World

government, which included the closure of schools and offices and strict safety regulations for the reopening phase such as increased distance between tables and seats and capacity reduction. Canteen’s CEO decided to use the time to... View Details

Keywords: by Raffaella Sadun, Andrea Bertoni, Alexia Delfino, Giovanni Fassio, and Mariapaola Testa

22 Aug 2024
Research & Ideas

Reading the Financial Crisis Warning Signs: Credit Markets and the 'Red-Zone'

we're seeing across the board. Layne: Is what we're seeing today tied to the Dodd-Frank law and mean some of the post-financial crisis [of 2008] requirements for large banks are working? Greenwood: I would say the post-crisis menu of... View Details

Keywords: by Rachel Layne; Banking

28 Aug 2014
Op-Ed

Government Can Do More to Unfreeze Small Business Credit

regulators and bank examiners are inconsistent, which leads to confusion and an aversion to taking on more risk from bankers. During the most difficult part of the crisis, the Federal Deposit Insurance... View Details

Keywords: by Karen Mills; Banking

Publications