Small Business Loans

16 Apr 2020
News

11 Jun 2014
News

Tech’s next disruption? Small business loans

13 May 2015
News

6 Reasons Businesses Are Rejected for Small Business Loans

05 Aug 2014
News

SBA’s former chief: Small business lending hasn’t recovered — and that’s a big problem

2025
Working Paper

Data-driven Technologies and Local Information Advantages in Small Business Lending

By: Wilbur Chen, Jung Koo Kang and Aditya Mohan

Keywords: Data-driven Technologies; Local Information Advantages; Local Banks; Relationship Lending; Small Business Loans

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26 Nov 2019
News

Fintech, Small Business & the American Dream

Mills asked, “How do we keep this piece of the economy vibrant?” As Mills’s research demonstrates, small business lending hadn’t changed in 50 to 100 years. Traditional banks failed to deliver a positive... View Details

Keywords: fintech; Artificial intelligence; Small business

28 Feb 2014
News

Investment in Infrastructure Will Help Small Businesses Drive Economic Growth

2019
Book

Fintech, Small Business & the American Dream: How Technology Is Transforming Lending and Shaping a New Era of Small Business Opportunity

By: Karen G. Mills

Fintech, Small Business & the American Dream describes the needs of small businesses for capital and demonstrates how technology—novel data sources, artificial intelligence, machine learning—will transform the small business lending market. This market has been... View Details

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30 Nov 2016
News

'Fintech' fast-cash loans are like 'wild west' for small businesses

17 Apr 2020
News

Q&A with former SBA Administrator Karen Mills

06 Mar 2011
News

France Outstrips U.S. for Small Business Loans on Sarkozy's `Arm Twisting'

21 Sep 2020
Working Paper Summaries

The Targeting and Impact of Paycheck Protection Program Loans to Small Businesses

Keywords: by Alexander Bartik, Zoë B. Cullen, Edward L. Glaeser, Michael Luca, Christopher Stanton, and Adi Sunderam

06 Apr 2020
News

America’s $350 billion emergency loan program for small businesses may run out of money

14 Oct 2014
News

Working capital loans have a big impact on India’s small business owners

Maya Chorengel (MBA 1997), managing director of Elevar Equity, describes her investment firm’s work to provide working capital loans to small business owners in India.... View Details

01 Dec 2019
News

Ink: Big News for Small Business

October 2020
Article

Corporate Legal Structure and Bank Loan Spread

By: Anywhere (Siko) Sikochi

This study examines how a corporate legal structure may affect borrowing costs. Corporate legal structure refers to the legal fragmentation of a firm into multiple, separately incorporated entities. This fragmentation is bound to be a factor when lenders determine the... View Details

Keywords: Corporate Legal Structure; Subsidiaries; Bank Loans; Minority Interest; Credit Risk; Organizational Structure; Business Subsidiaries; Financing and Loans

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Article

Large Banks and Small Firm Lending

By: Vitaly Bord, Victoria Ivashina and Ryan D. Taliaferro

We examine the long-lasting effects of the 2007 real estate price collapse on small business credit supply. Banks affected by the decline in real estate prices systematically contracted their credit to small firms. At the same time, regional and local banks, many of... View Details

Keywords: Small Firms; Credit Supply; Banking Competition; Small Business; Credit; Financial Crisis; Banks and Banking; Competition

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