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  • All HBS Web  (121)
    • News  (32)
    • Research  (59)
  • Faculty Publications  (14)

Show Results For

  • All HBS Web  (121)
    • News  (32)
    • Research  (59)
  • Faculty Publications  (14)
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  • 01 Dec 2011
  • News

Knowing the Score

of more than $8.5 billion, was started in 1978 with $9,000 on a credit card by a man named Bill Rasmussen, who got pushed out the door in less than a year. That early exit brought to mind John Kao’s class on entrepreneurship, where we... View Details
Keywords: James Andrew Miller; Organizational Behavior; Performing Arts, Spectator Sports, and Related Industries; Arts, Entertainment
  • 13 Apr 2017
  • News

The reason your loan application is rejected may have nothing to do with your credit score

  • 16 Sep 2014
  • News

Use Data to Fix the Small Business Lending Gap

  • 01 Aug 1998
  • News

High Honors

has also helped build scores of homes for low-income families across the country. Recognizing Fudge's many accomplishments, the HBS Network of Women Alumnae honored her last November with its own Alumna Achievement Award. Ellen R. Marram... View Details
  • 19 Aug 2016
  • News

Lending a Hand to Small Businesses in Emerging Markets

In emerging markets, where traditional credit scores are rare, how can lenders decide who is creditworthy? Just ask, says DJ DiDonna (MBA 2010), cofounder and chief strategy officer of the for-profit... View Details
  • 01 Dec 2015
  • News

Truth in Lending

Lab. And that may just be the answer to developing a strong small-business sector in emerging markets. In more developed markets, a bank can make loan decisions based on credit scores, that three-digit distillation of a lifetime of bill... View Details
Keywords: April White
  • 01 Dec 2017
  • News

Leadership in Practice

William F. Dawson Jr. (MBA 1991) After three decades working with executives in scores of private and public companies, Wellspring Capital Management CEO William F. Dawson Jr. (MBA 1991) is convinced that “the most successful business... View Details
  • 01 Sep 2016
  • News

The Big Business of Little Loans

database on consumer behavior—where lenders can find a new way to measure creditworthiness—that could upset the entire credit scoring industry. As for the banks that spurned the little guys? South Asia... View Details
Keywords: Nancy Miller
  • 01 Sep 2006
  • News

Notebook

if you walk into Best Buy and purchase a cell phone, we run your credit score and activate the account so you can walk out with a phone that’s ready to use. We tie together the retailers that sell digital... View Details
Keywords: Margie Kelley; Business Schools & Computer & Management Training; Educational Services; Telecommunications; Information
  • 01 Jun 1997
  • News

David M. Hughes

of whom he was one). Hughes also ran two student orientations for members of the Class of 1998 (one last fall and one in January) - complex, time-consuming, and largely thankless projects. Expanding orientation activities significantly, Hughes - and colleagues with... View Details
Keywords: Marguerite Rigoglioso
  • 09 Mar 2021
  • News

A For-Profit Business That Makes Education Accessible

of other free products. About 30 percent of students who spend more than 10 minutes in an Alison course complete the course. In some offerings, that number is as high as 60 percent, a nearly unheard of level of engagement for the sector. Feerick View Details
Keywords: April White
  • 01 Oct 2000
  • News

Laura Scher of Working Assets

Most of the money is taken from revenues generated by the Working Assets credit card, long-distance telephone, and Internet businesses, whose customers sign on for these services because they support the company's progressive stance and... View Details
Keywords: Marguerite Rigoglioso
  • 01 Sep 2020
  • News

Road Work

That leap was necessary because Camino’s members—whose businesses include restaurants, construction companies, beauty salons, and small manufacturers, among many others—don’t fit the traditional categories for risk assessment. Twenty-five percent of its borrowers, for... View Details
Keywords: banking; LatinX; small businesses; COVID-19; Finance
  • 01 Jun 2013
  • News

Minding The Gap

United States indicate that by age nine, African American and Hispanic students are 20 to 30 points below proficient cut off scores in math and reading. The high-school graduation rate in the 50 largest US cities is about 53 percent.... View Details
Keywords: Deborah Blagg; Blagg, Deborah; Colleges, Universities, and Professional Schools; Educational Services; Educational Support Services; Educational Services; Elementary and Secondary Schools; Educational Services
  • 01 Jun 2016
  • News

How Do We Win the Cyberwar?

Your credit card has already been stolen. You just don’t know it yet. Thomas knows it, though. (A 12-year IT security veteran, Thomas requested anonymity to protect the reputation of his employers, which have included Fortune 100... View Details
Keywords: Dan Morrell; illustrations by Victo Ngai
  • 01 Dec 2022
  • News

Case Study: Your Call Is Important to Us

volumes and the customer experience and net promoter score (NPS) that’s most contingent on happy outcomes for well-handled, urgent calls. For me, this is choice three, going wider into financial services, travel, and health care. Episodic... View Details
Keywords: Computer Systems Design and Related Services; Professional Services
  • 01 Jun 2011
  • News

The Best-Laid Plans

morning known as “Super Saturday,” 63 student teams present these and other ideas in the Aldrich classrooms where other people’s ventures are the usual topic of discussion. Judges — a mix of angel investors, VCs, serial entrepreneurs, and industry executives — View Details
Keywords: Julia Hanna; contests; Health, Social Assistance; Architectural, Engineering, and Related Services; Professional Services; Management, Scientific, and Technical Consulting Services; Professional Services
  • 26 Aug 2020
  • News

What the Climate Change Movement Can Learn from the Pandemic

the federal government or from Wal-Mart. The solution comes from lots of us deciding that we are going to do what it takes to solve this problem.” In April of this year, Sanchali Pal (MBA 2018) launched Joro—an app that works like a Fitbit for your carbon footprint.... View Details
  • 01 Sep 2009
  • News

Read All About It!

health care, higher education, and housing — climbed steeply. To finance what they needed and wanted, growing numbers of households turned to various forms of credit. By 2001, almost three-quarters of all American families owned at least one View Details
Keywords: Garry Emmons; Colleges, Universities, and Professional Schools; Educational Services; Publishing Industries (except Internet); Information
  • 01 Mar 2006
  • News

The Producers

spirituality hit What the Bleep Do We Know!? Most recently, the company scored with the edgy comedy concert film Sarah Silverman: Jesus Is Magic. D’Arbeloff’s producing credits include Trick (the subject of... View Details
Keywords: Julia Hanna; Motion Picture and Sound Recording Industries; Information
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