Banking Deserts - Publications - Faculty & Research

2020
Working Paper

The Cost of Banking Deserts: Racial Disparities in Access to PPP Lenders and their Equilibrium Implications

By: Jeffrey Wang and David Hao Zhang

Many government support programs for small businesses are designed to pass through banks and credit unions. However, this poses barriers for minority communities that are less connected to financial institutions for obtaining this support. Using the latest program for... View Details

Keywords: Banking Deserts; Minority Communities; Paycheck Protection Program; Banks and Banking; Small Business; Demographics; Race; Government and Politics; Programs

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March 2013
Case

First Green Bank: Bringing Bloom to Desert Landscapes

By: Christopher Marquis and Juan Almandoz

First Green Bank is a bank start-up in the midst of the financial crisis which aims to promote sustainability while making money as a bank. The case presents an ethical dilemma as it considers a loan to an arms manufacturer. View Details

Keywords: Social Entrepreneurship; Financial Crisis; Business and Stakeholder Relations; Business and Community Relations; Environmental Sustainability; Ethics; Banking Industry; United States; Florida

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11 Jun 2013
First Look

First Look: June 11

http://hbr.org/search/713073-PDF-ENG Harvard Business School Case 413-073 First Green Bank: Bringing Bloom to Desert Landscapes First Green Bank is a bank start-up in the midst... View Details

Keywords: Carmen Nobel

30 Nov 2018
What Do You Think?

What’s the Best Administrative Approach to Climate Change?

Summing Up: Should a 'Montreal Protocol' for Administering Global Warming Be Pursued? Climate change and how to manage it is a daunting subject. Nevertheless, several readers of this month’s column were willing to venture a model or two for administering a system... View Details

Keywords: by James Heskett; Energy

08 Oct 2012
Research & Ideas

The Immigrants Who Built America’s Financial System

of the early banking system was also an eye-opener. I didn't quite appreciate how opposed Thomas Jefferson was to the idea of banks. A: I think for Jefferson, the part of his brain that was labeled "finance" or "money"... View Details

Keywords: by Julia Hanna; Banking; Banking

Publications