Publications

02 Oct 2015
Working Paper Summaries

Gradualism in Monetary-Policy: A Time Consistency Problem?

Keywords: by Jeremy C. Stein & Adi Sunderam; Banking

April 1993
Case

Sumiko Ito

By: David A. Thomas

Describes the life and career of the first Japanese female investment banker at Nomura Securities, Sumiko Ito, who later became a partner at Alex Brown, a U.S. investment bank. Organized around the major life events and career transitions Ms. Ito experienced. Set in... View Details

Keywords: Investment Banking; Personal Development and Career; Gender; Diversity; Cross-Cultural and Cross-Border Issues; Banking Industry; Banking Industry; Japan; England; United States

28 Aug 2014
Op-Ed

Government Can Do More to Unfreeze Small Business Credit

regulators and bank examiners are inconsistent, which leads to confusion and an aversion to taking on more risk from bankers. During the most difficult part of the crisis, the... View Details

Keywords: by Karen Mills; Banking

November 1999 (Revised July 2003)
Case

Pre-Paid Legal Services, Inc.

By: Paul M. Healy and Jacob Cohen

Pre-Paid Legal Services' business model reveals two key issues--managing the sales force and sales growth and managing claims. Students analyze the economics of the business and consider how to measure firm performance, how to evaluate and reward the sales force, and... View Details

Keywords: Financial Management; Financial Strategy; Salesforce Management; Marketing Strategy; Accrual Accounting; Business Cycles; Forecasting and Prediction; Insurance; Business Growth and Maturation; Insurance Industry

16 May 2005
Research & Ideas

Nonprofit Networking: The New Way to Grow

different: Her research suggests that a more powerful lever to increase a nonprofit's social impact might be to focus on building network relationships like-minded groups—even competitors. Organizations as unique as Guide Dogs for the Blind Association View Details

Keywords: by Martha Lagace

Web

Effects of Climate Change - Business & Environment

Presenting new financial risks , disclosure requirements , and insurance considerations Posing operating challenges for businesses and their supply chains As climate change... View Details

09 Apr 2014
Research & Ideas

A Playbook for Small-Business Job Creation

in the competitiveness discussion, as well. The level of dependence of small firms on bank credit is estimated to be as high as 90 percent, according to separate studies by the Federal Deposit Insurance... View Details

Keywords: by Carmen Nobel; Banking; Banking

June 1995
Case

Banc One Corporation (A)

As Banc One's use of derivatives had proliferated, investors and analysts had expressed increasing concern about the size of derivative portfolios, the potential sensitivity of their value to interest rate swings, and the lack of standardized reporting on their use.... View Details

Keywords: Credit Derivatives and Swaps; Investment Banking; Financial Reporting; Annual Reports; Banking Industry

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April 2010 (Revised July 2010)
Background Note

Introduction to Mutual Funds

By: Robert C. Pozen

This note is an excerpt from my book The Mutual Fund Business and is an introduction to mutual funds, contrasted with commercial banks. View Details

Keywords: Commercial Banking; Investment; Investment Funds; Banking Industry

06 Dec 2011
Op-Ed

Greater Fiscal Integration Best Solution for Euro Crisis

few months ago, has since been openly considered by many. It would carry traumatic and long-lasting consequences. The crisis has already had a profound political impact, sweeping aside leaders in no fewer than five member countries of the... View Details

Keywords: by Dante Roscini

01 Mar 2018
News

Every Trick in the Book

beloved,” she says. But beloved didn’t pay the bills, and by 2015, after decades of pressure from big chains and the internet, the small, independent store was on the verge of closing. That’s when Brody, a... View Details

Keywords: April White

03 Mar 2008
First Look

First Look: March 4, 2008

charters that were slated to expire over the next four years. On the table was a completely untested proposal to create a mandatory public insurance fund that would back the banknotes and deposits of every... View Details

Keywords: Martha Lagace

September 2019
Case

Starling Trust Sciences: Measuring Trust in Organizations

By: Aiyesha Dey, Jonas Heese and James Weber

Stephen Scott needed to decide whether to keep his behavioral analytics startup in the people analytics sector or shift his company into the RegTech sector. Starling had develop technology that enabled its customers to anticipate and shape the behavior of their... View Details

Keywords: Behavioral Analytics; Financial Institutions; Banks and Banking; Entrepreneurship; Strategy; Banking Industry; Banking Industry; Banking Industry; United States; United Kingdom

03 Oct 2013
Research & Ideas

Lehman Brothers Plus Five: Have We Learned from Our Mistakes?

was a source of stress for the system's stability. Today, banks are better capitalized, rely less on short-term wholesale funding, and make available much more detailed information about their portfolios,... View Details

Keywords: Re: Multiple Faculty; Banking; Banking; Banking; Banking

Web

Finance & Investing - Business & Environment

Transition Risk Incorporating Climate Risk into Financial Models: Sustainable Finance Innovative Mitigation and Adaptation Strategies Conference Presentations Presentation by Daniel P. Schrag, Harvard University Center for the Environment... View Details

06 Sep 2022
Research & Ideas

Curbing an Unlikely Culprit of Rising Drug Prices: Pharmaceutical Donations

counterintuitive driver: the fact that in the US, pharmaceutical companies subsidize the purchase of their drugs. Medicare, the government insurer for elderly or disabled people in the US, encourages patients who can’t afford their drug... View Details

Keywords: by Ben Rand; Insurance; Insurance; Insurance

Article

Liability Structure in Small-Scale Finance

By: Fenella Carpena, Shawn Cole, Jeremy Shapiro and Bilal Zia

Microfinance, the provision of small individual and business loans, has experienced dramatic growth, reaching over 150 million borrowers worldwide. Much of the success of microfinance has been attributed to attempts to overcome the challenges of information asymmetries... View Details

Keywords: Microfinance; Emerging Markets; Financial Markets; Legal Liability; Banks and Banking; Banking Industry; India

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